Terms & Conditions

Welcome to Stock Charcha (www.stockcharcha.in). These Terms and Conditions govern your access to and use of our website, including our articles, financial calculators, and knowledge hub content. Please read them carefully before using the site.

By accessing or using www.stockcharcha.in, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.

1. Acceptance of Terms

By visiting, browsing, or using any part of this website, you confirm that you have read, understood, and agreed to these Terms and Conditions, along with our Privacy Policy and Disclaimer. If you are using this site on behalf of a minor or without the capacity to enter a binding agreement, you should not use the site.

2. Educational Content Only

3. Stock Market and Investment Risk

Investing in stocks, mutual funds, and other financial instruments carries inherent risk, including the risk of partial or total loss of capital. Past performance of any security or strategy does not guarantee future results.

Stock Charcha and its team are not liable for any financial loss, direct or indirect, arising from decisions made using information found on this website. We strongly recommend consulting a SEBI-registered financial advisor before making any investment decision.

4. Our Financial Calculators

Stock Charcha provides a library of free financial calculators, including SIP, stock return, income tax, salary, brokerage, STT, and STCG or LTCG calculators, among others.

• These calculators are intended as educational estimation tools, not as financial planning instruments.
• Results depend entirely on the inputs and assumptions you provide and may differ from real world, post-tax, or post-charges outcomes.
• Calculator inputs run locally in your browser and are not transmitted to or stored on our servers. See our Privacy Policy for details.
• We make reasonable efforts to keep formulas accurate and up to date, but we do not guarantee the accuracy, completeness, or applicability of any calculator output to your specific financial situation.

5. Content Ownership and Intellectual Property

Unless otherwise stated, all content on this website, including text, articles, graphics, charts, logos, calculator designs, and layout, is the intellectual property of Stock Charcha and is protected under applicable copyright and intellectual property laws.

• You may not copy, reproduce, republish, distribute, or create derivative works from our content without prior written permission.
• Limited use for personal, non-commercial reference is permitted, provided proper attribution is given and no commercial advantage is taken.
• To request permission to use our content, please write to us at stockcharcha.in@gmail.com.

6. Third Party Links and Services

Our website may contain links to third party websites, tools, brokers, or resources, such as news sites, trading platforms, or charting tools. These links are provided for convenience only.

• Accessing third party links is entirely at your own risk and discretion.
• We do not control, endorse, or take responsibility for the content, accuracy, or privacy practices of third party websites.
• We also use third party services such as Google Analytics, Google AdSense, and Meta Pixel to operate and improve the site, as described in our Privacy Policy.

7. Limitation of Liability

We make reasonable efforts to ensure that the information published on Stock Charcha is accurate and current. However, we do not guarantee that all content, calculator results, or market data will be complete, error free, or fully up to date at all times.

To the maximum extent permitted by law, Stock Charcha, its owners, and contributors shall not be held liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or reliance on, this website or its content.

8. User Comments and Community Conduct

If you post comments, feedback, or messages on our website, you agree that:

1. You will not post abusive, defamatory, spam, or offensive content.
2. You are solely responsible for the content you post.
3. You will not impersonate another person or misrepresent your affiliation with any entity.
4. We reserve the right to remove, edit, or moderate any comment or submission without prior notice, at our sole discretion.

9. Acceptable Use of the Website

You agree to use Stock Charcha only for lawful and ethical purposes. You must not:

• Attempt unauthorized access to any part of the website, server, or database
• Use automated scraping tools, bots, or crawlers to extract content without permission
• Interfere with or disrupt the website’s security, functionality, or performance
• Use the website to transmit malware, viruses, or harmful code
• Misrepresent calculator outputs or content as official financial advice to third parties

10. Indemnification

You agree to indemnify and hold Stock Charcha, its owners, team members, and affiliates harmless from any claims, damages, losses, or expenses, including reasonable legal fees, arising out of your use of the website, your violation of these Terms, or your infringement of any third party rights.

11. Termination of Access

We reserve the right to suspend or restrict your access to the website, without prior notice, if we believe you have violated these Terms, engaged in abusive conduct, or misused the site in any way.

12. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with your use of this website shall be subject to the exclusive jurisdiction of the courts of India.

13. Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes in our practices, services, or legal requirements. Any changes will be published on this page, and your continued use of the website after such changes constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

14. Contact Information

Stock Charcha is built to make financial literacy accessible to every Indian investor, and these Terms exist to keep that experience fair, transparent, and safe for everyone.